The easiest way to get payday loans is by using online lending and this is a proven fact. You will find many websites on the internet that offer payday loans and choosing the best one and the right one is usually a hard process and is only up to you to make sure that it is the one for you. The best thing you can do is find the one with its facilities nearest to you and go for it. You also have to consider the fees; online fees can cost from ten dollars to thirty dollars or more for a one hundred dollar loan. You should also find out how much the loan will cost you per week. There are few ordinary payday lenders that will be willing to wire the money into your bank account within one hour from your approval time, so if you are in a rush to pay of your debts you need to know an online lender that is willing to provide instant cash and most online lenders do wire the cash into your account. You should also find out if there are any hidden fees coming in with the deal examples of this would be application fees or anything else. There can also be extra fee cost needed for extending the loan.